CBC UK Limited (CBC) is an independently owned Lloyd’s Broker which has been established at the heart of the Lloyd’s community for over 33 years, having been founded in 1985 as Carter Brito Cunha Limited. The principal office is in London and there is also an office in Jersey (Channel Isles).

  • Currently places over £100 million Gross Written Premium into the London market across the various trading divisions
  • Supports the London market placement requirements of an international client base.
  • Invests heavily in technology and human resources, eliminating the need to outsource key trading functions.
  • Offers tailored advice and insurance solutions to direct retail clients – from private individuals to large, international organizations.
  • Adheres to CHART’s commitment to a client-centric approach.

    Alex Lloyd-Baker, CBC UK Ltd Director of Corporate Risks
    An Economics graduate from University of Manchester, Alex Lloyd-Baker has 18 years’ experience in (re)insurance focusing on the healthcare and wider liability sectors having worked at Aon Limited on the broking side from 2002 to 2008 and then leading their London Healthcare practice from 2008 to 2014 before joining Decus Insurance Brokers as Global Head of Healthcare. Alex has considerable experience in the design and placement of (re)insurance contracts.


Through the Fortegra our network of preferred retail, financing, and MGA partners,we provide essential, everyday warranty solutions, credit protection, and specialty insurance program underwriting solutions. Our unmatched organizational flexibility allows us to design customized programs tailored to the needs of our partners and get them to market faster than the competition.

Vertically aligned and equipped with a full complement of partner support tools delivering underwriting, compliance, marketing, training, and legal expertise, our collaborative approach and focus on service helps both partners and customers ‘Experience More’.

Who We Are

    • $1.6 Billion in Gross Annual Sales
    • $1.5 Billion in Assets
    • Over 10 Million Consumer Protected
    • Nearly $868 Million in Written Premium
    • Products and Obligor Services Across All 50 States
    • Stockholders’ Equity of $260 Million
    • Eight In-house Insurance Companies
    • A Tiptree Inc. Company (NASDAQ: TIPT)
    • A.M. Best Rating of A- (Excellent) for Our Subsidiaries

Our Reach:

    • Headquartered in Jacksonville, Florida
    • 7 U.S. Locations
    • Second-Largest Credit Insurer
    • Wholly-Owned European Subsidiary – HQ in Malta
    • Authorized by Malta Financial Services Authority (MFSA)
    • Office in London, U.K.
    • In-House Underwriting Expertise

What We Offer:

Credit Protection: Insurance products that protect loans, loan collateral, and more
Warranty Solutions: Protection plans for screens, machines, furniture, automotive, and more
Specialty Underwriting: Underwriting programs and contractual liability policies for a variety of industries

    Mark Rattner, Fortegra Executive VP & Chief Underwriting Officer & Product Management
    Mark joined Fortegra in September 2016 after five years at Houston International Insurance Group (HIIG). During his tenure at HIIG, Mark was Interim Chairman and CEO of Imperium Insurance Company and Bunker Hill Underwriters Agency Inc., both HIIG companies. He was also responsible for HIIG’s Professional Liability business, which wrote in excess of $40 million in premium. The group consisted of both in-house and MGA produced business.


Wilson Elser is recognized as one of the nation’s most influential law firms, with nearly 800 attorneys located in both the U.S. and the U.K. Their experience as insurance claims administrators and adjudicators – especially for London-placed business – makes them ideal strategic partners for the CHART Exchange.

Among the services available through the firm:

1. Wilson Elser Consulting
This group offers a robust suite of non-legal business insurance services, including accomplished support for claims litigation management, legal spend management, legal operation management, and enterprise legal management.

2. Insurance Regulatory & Compliance
The firm’s Insurance Regulatory & Compliance practice encompasses all segments of the insurance industry globally.

3. Insurance & Reinsurance Defense
For nearly 35 years Wilson Elser has been closely aligned with the insurance industry, influencing the way it does business, from the clarity of the language in its policies to the types of products it offers to its expansion into every industry

4. Program Claims Management
This is a dedicated practice area within the firm comprising licensed attorneys who evaluate and investigate claims, offer opinions on coverage, issue coverage positions, retain and manage counsel for insureds, budget and manage litigation expenses, and make reserve recommendations.

5. Insurer Litigation
Wilson Elser’s accomplished Insurance Litigation attorneys, strategically positioned throughout the United States, handle all aspects of coverage and extra-contractual cases – first and third party − from inception to resolution.

    Thomas W. Wilson Jr., Wilson Elser Partner
    Tom Wilson leads Wilson Elser’s Program Management team, acting as coordinating claim and litigation management counsel to U.S., London and Bermuda-based carriers. He has extensive national experience handling claims, monitoring litigation and implementing and executing quality assurance processes on behalf of managing agents, underwriters and insurers in connection with a broad range of specialty and professional lines programs.